Description
Task title: Underwriting & Collections specialist
PO number: 4500023065
Location:
- Brussels
- Remote location possible (this over-rules the stipulation in the Framework contract that “The Freelancer undertakes to provide the Services at the premises of the Customer …”)
Role objective:
The risk business analyst will serve as a key liaison between the risk & data team and the development team, ensuring that risk requirements, with a particular focus on anti-fraud strategies, are effectively translated into the design and implementation of the risk & data infrastructure. The risk business analyst will also provide risk management expertise and analyze production data to contribute to the development and fine-tuning of automated underwriting strategies. Additionally, the risk business analyst will conduct manual underwriting for selected companies as needed and participate in improving risk, collections, and business reporting. Finally, the risk business analyst will support the risk team with market research and the sales team with specific projects.
Task objectives:
- Translate risk requirements to developers
- Provide risk management expertise in the reconciliation and mapping of data fields from various external data providers (e.g., credit bureaus, alternative data providers) to the AREA42 data lake house
- Collaborate with the risk & data team to develop and fine-tune automated underwriting strategies, including the analysis of production data to identify areas for improvement.
- Conduct manual underwriting of cases as assigned.
- Support the sales team by conducting market research and assessment of various external data providers.
- Support the risk team by conducting market research and assessment of various external data providers.
Task deliverables & milestones:
- Continuous delivery of tasks based on their priorities
Desired experience:
- Experience with credit analyses & credit underwriting of SMEs
- Experience with algorithmic decision making
- Experience with working with credit bureaus and alternative data providers
- Experience with credit risk assessment covering different geographies and market segments
Salary range:
- 250-900€/day
- Job subject to contract via proUnity (AREA42 procurement platform), with monthly timesheets and invoicing
- Invoices should be CC to invoices@area42.tech
Work hours, travel requirements, etc.:
- Work up to 184 days for this SoW in 2025. As a freelancer, you are free to choose when you wish to work with AREA42 or to take holidays.
- Travels to support the development of the SoW (up to 10% of the time)
- For administrative simplicity all travel assignments are arranged by AREA42 and also the costs are carried directly by AREA42.
Company description: AREA42
AREA42 vision:
We work in a smooth B2B trade environment empowered by new technologies
At AREA42, we create, innovate, and manage solutions for a fluid, risk-savvy trade environment. We support companies who want to recode trade for the digital era.
Together with disruptors, technologists and visionaries, we build a more fertile trade environment. We co-design ambitious visions. We experiment and launch new solutions. We turn innovations into new growth engines.
We are backed by Credendo, the Export Credit Agency from Belgium and the most trusted leader in trade credit insurance and surety bonds.
AREA42 Focus:
Our current investment thesis revolves around big untapped opportunities related to:
· Platforms and marketplaces,
· SMEs and freelancers,
· Innovative credit data and machine learning,
· Blockchain and other new trade paradigms.
For us, success can be measured in the upgrades we offer to trade ecosystems. We do not see technology as an objective in itself, but we believe it is key to unlock radical improvements for trade and accompanying risk. We take inspiration from diverse universes. We try to hack things, fail sometimes, learn always, and thrive when we co-innovate with partners who share our passion.
AREA42 Structure:
AREA42 is an ecosystem with 2 highly complementary zones: AREA42 innovation lab and AREA42 accelerator. Each zone contributes to a successful AREA42 innovation ecosystem.
· Our innovation lab aims at growing a high-quality network of trusted partners, open to co-innovation and passionate about upgrading trade; it takes a lean start-up approach to experiment with new ideas and incubate them to become validated product concepts with a market fit. The learnings, successes and failures contribute to the feedback-loop and is shared with our innovation community.
· Our accelerator works like a growth factory. We take validated product concepts and turn them into new lines of business. Our accelerator team works with the same powerful means as the best high-growth start-ups in order to scale the most ambitious ventures in trade.
Our first basecamp is Brussels, but our playground is Europe and the world.
AREA42 Culture:
We are a diverse team based on 3 important values: respect, curiosity, and boldness. We believe in mutual trust, entrepreneurship, collective creativity, technological excellence and solid execution. For us, these values are essential to creating high-impact innovations, which we need to deliver successful long-term growth, which will help spread an innovation culture in trade.
Often, we do not know exactly what we are building. However, we always start with an exciting vision and we iterate as fast as possible to confront it with reality. We have faith in the science of experimentation and in the lean start-up approach. We invite and welcome innovators of all kind to contribute and to have an impact. We share together the benefits of our successes.