Description
Job title: Risk & Data Analytics Lead
PO number: 4500023082
Location:
- Brussel
- Remote location possible (this overrules the stipulation in the Framework contract that “The Freelancer undertakes to provide the Services at the premises of the Customer …”)
Role objective:
- Tackling the challenges of credit and fraud risk while remaining finely attuned to growth and customer experience objectives. Handling all data analytics requirements requested by the respective teams in AREA42.
Role responsibilities:
The Risk & Data Analytics Lead is responsible not only for credit and fraud risk performance, but for identifying innovative product and data solutions to the challenges facing B2B trading. In this role, you will use all tools available to build and manage strategies that strengthen our portfolio while simultaneously getting your forward-thinking risk management solutions onto the product roadmaps.
Skills and experience needed:
- Excellent data analytics and fraud/credit scoring skills, experience with Python and tools such as TIBCO Statistica, Matlab, SAS a plus
- Experience managing credit and/or fraud risk management decision strategies
- Setting up pricing models
- Helping to develop collection strategies when needed
- Demonstrated ability to propose, drive and launch solutions involving multiple partners and product teams
- Adept at presenting information to both technical and non-technical audiences
Feeling comfortable working in a fast-paced environment is a must.
Profile of the possible candidates:
Atypical profiles often work better for atypical jobs, and it is hard to predict the multiple winning skill combinations of the best candidates for the job. Moreover, we prefer team culture over individual performance. This being said, here are a few qualities we may be looking for:
- 15+ years of experience with a balanced mix of risk management and data analytics skills.
- A passion for innovation and start-ups with a good understanding of the corporate world.
- At ease with multitasking. Adaptable. Good sense of priorities (and humour).
- A solid strategic vision, a strong operational capacity and embraces challenges.
- Excellent human relations, networker and team-player.
- Can handle success and failure, positive feedback as well as critiques.
- Understanding of B2B trade is a plus, trade credit insurance is a nice to have.
- Gets the job done.
Remuneration range:
- 350-700€/day
- Job subject to contract via proUnity (AREA42 procurement platform), with monthly timesheets and invoicing
- Invoices must be sent to proUnity and to invoices@area42.tech (preferably as cc to proUnity).
Work hours, travel requirements, etc.:
- Work up to 230 days/year in 2024. As a freelancer, the product manager is free to choose when s/he wishes to work with AREA42 or to take holidays.
- Monthly team meeting in Paris or Brussels.
- Frequent travels to support the development of the product (up to 25% of the time)
- For administrative simplicity all travel assignments are approved and arranged by AREA42 and also the costs are carried directly by AREA42.
Company description: AREA42
AREA42 vision:
We work in a smooth B2B trade environment empowered by new technologies
At AREA42, we create, innovate, and manage solutions for a fluid, risk-savvy trade environment. We support companies who want to recode trade for the digital era.
Together with disruptors, technologists and visionaries, we build a more fertile trade environment. We co-design ambitious visions. We experiment and launch new solutions. We turn innovations into new growth engines.
We are backed by Credendo, the Export Credit Agency from Belgium and the most trusted leader in trade credit insurance and surety bonds.
Focus:
Our current investment thesis revolves around big untapped opportunities related to:
- Platforms and marketplaces,
- SMEs and freelancers,
- Innovative credit data and machine learning,
- Blockchain and other new trade paradigms.
For us, success can be measured in the upgrades we offer to trade ecosystems. We do not see technology as an objective in itself, but we believe it is key to unlock radical improvements for trade and accompanying risk. We take inspiration from diverse universes. We try to hack things, fail sometimes, learn always, and thrive when we co-innovate with partners who share our passion.
Structure:
AREA42 is an ecosystem with 2 highly complementary zones: AREA42 innovation lab and AREA42 accelerator. Each zone contributes to a successful AREA42 innovation ecosystem.
- Our innovation lab aims at growing a high-quality network of trusted partners, open to co-innovation and passionate about upgrading trade; it takes a lean start-up approach to experiment with new ideas and incubate them to become validated product concepts with a market fit. The learnings, successes and failures contribute to the feedback-loop and is shared with our innovation community.
- Our accelerator works like a growth factory. We take validated product concepts and turn them into new lines of business. Our accelerator team works with the same powerful means as the best high-growth start-ups in order to scale the most ambitious ventures in trade.
Our first basecamp is Brussels, but our playground is Europe and the world.
Culture:
We are a diverse team based on 3 important values: respect, curiosity, and boldness. We believe in mutual trust, entrepreneurship, collective creativity, technological excellence and solid execution. For us, these values are essential to creating high-impact innovations, which we need to deliver successful long-term growth, which will help spread an innovation culture in trade.
Often, we do not know exactly what we are building. However, we always start with an exciting vision and we iterate as fast as possible to confront it with reality. We have faith in the science of experimentation and in the lean start-up approach. We invite and welcome innovators of all kind to contribute and to have an impact. We share together the benefits of our successes.